How can I apply for Apna Ghar scheme?
Documents required
- Copy of Valid CNIC.
- Salary Slip/ Bank Statement.
- Employment Letter.
- Application Form for Formal Business (Blue)
- Application Form for Informal Income (Pink)
- Application Form for Salaried (Green)
- Urdu Application Form for Formal Business (Blue)
- Urdu Application Form for INFORMAL INCOME PERSON.
What is Apna Ghar scheme?
Roshan Apna Ghar provides quick and convenient solutions to get housing finance in easy and affordable monthly installments. Further, this will also be available to all the customer of Govt Mark-up Subsidy Scheme (G-MSS) for housing finance as per already defined criteria under respective tiers.
How can I check my eligibility for Naya Pakistan housing Scheme?
To check whether you fit the Naya Pakistan Housing Scheme eligibility criteria take a look at the income brackets given below:
- Less than PKR 20,000.
- Between PKR 20,001 and PKR 40,000.
- Between PKR 40,001 and 60,000.
- Between PKR 60,001 and PKR 100,000.
- More than PKR 100,000.
What is Umi and SMI payment plan?
UMI = Unequal Monthly Installment. SMI = Step-Up Monthly Installment.
How much is Roshan Apna Ghar facility?
Processing fee Rs. 4,000/- (exclusive of FED). Optional life Takaful covering death (due to any cause) and accidental/natural disability. Property Takaful expenses shall be borne by the bank.
What is KIBOR 400 bps?
KIBOR (one year offer)+400 BPS. Out of this, borrower will pay 3%, 4% and 5% fixed service charges for loans under Tier 1, Tier-2 and Tier-3 respectively. The difference of bank pricing and customer pricing will be borne by the federal government as service charges subsidy.
How can I get Mera Ghar Mera Pakistan loan?
Eligibility Criteria
- All men / women holding valid CNIC (including Non Resident Pakistani).
- First time home owner, one unit per household.
- One individual can have subsidized house loan facility under this scheme only once.
- Minimum Income for Resident Paksitanis:
- Minimum Income for Non Resident Paksitanis: